Financing

Heid Music Financing Solutions

Welcome to Heid Music, your ultimate destination for all things musical. Whether you're a budding musician or a seasoned player, we have everything you need to fuel your musical journey. As part of our dedication to your success, we offer flexible financing options year-round. With manageable monthly payments, we ensure that your musical investment becomes a reality without delay. Stay updated on our latest financing solutions and let us help you achieve your musical dreams. Explore the possibilities at Heid Music today!

Apply online now to qualify for music instrument financing. The easy application process for music instruments only takes a few minutes! When approved for music instrument financing, save/print your approval letter, and bring it with you to your nearest Heid Music store or provide us with a screen shot. We can help process your music instrument order online, making it hassle-free for you to start your musical journey. Don't miss this opportunity to get the instrument you need with quick and convenient music instrument financing. Apply today!

Heid Music Financing Promotions

See store for complete promotional details and qualifying purchase requirements.

Promotion Name	Qualifying Instruments	Promotional Period	Minimum Purchase
Open & Earn	All products	Earn a $50 or $100 Statement Credit when you open a NEW Synchrony Music & Sound credit card	$999+ for $50 credit; $1,999+ for $100 credit
All Instruments 6 Month	All products	6 months promotional financing¹	$299
All Instruments 12 Month	All products	12 months promotional financing¹	$299
Orchestra 18 Month	Orchestra Instruments Only	18 months promotional financing¹	$299
Standard AIMM	All products	6 months promotional financing¹	$299
Conn Selmer	All Conn Selmer (Intermediate and above)	18 months promotional financing¹	$499
Conn Selmer	All Conn Selmer (Intermediate and above)	48 months promotional financing²	$499
Eastman Promo	Strings: Eastman 300 Series \| Flute: Eastman 300 Series and higher (Haynes Bravo, AF680, AF780, Q Series) \| Clarinet: Eastman 500 Series (Backun Bravo, Protege, Q Series) \| Saxophone: Eastman 400 Series and higher \| French Horn: Eastman 600 Series and higher (Bravo) \| Trumpet: Eastman 500 Series and higher (Shires Bravo and Q Series) \| Trombone: Eastman 400 Series and higher (Shires Bravo and Q Series) \| Euphonium: Eastman 426 and higher (Shires Bravo, Q Series, Willson Bravo, K Series) \| Tuba: Eastman 500 Series and higher \| Marching Brass: Eastman 300 Series and higher	12 months promotional financing¹	See store
Eastman Promo	(Same qualifying instruments as above)	18 months promotional financing¹	See store
Yamaha Band Promo	Intermediate and Professional Instruments	12 months promotional financing¹	$499
Yamaha Band Promo	Intermediate and Professional Instruments	18 months promotional financing¹	$1,499
Buffet Promo	All New Buffet Models	12 months promotional financing¹	See store
Buffet Promo	All New Buffet Models	18 months promotional financing¹	See store
Martin Promo	One-time New Martin Guitar purchase	12 months promotional financing¹	$399
Martin Promo	One-time New Martin Guitar purchase	18 months promotional financing¹	$399

¹ No Interest if Paid in Full within promotional period. See full offer details and disclosures above.
² Fixed Pay / Reduced APR offer. See full offer details and disclosures above.
Subject to credit approval. Minimum monthly payments required. See store for complete details.

Promotional Financing — Synchrony Music & Sound Credit Card

See store for complete promotional details and qualifying purchase requirements.

No Interest if Paid in Full within 6, 12 or 18 Months¹

On qualifying in-store purchases made with your Synchrony Music & Sound credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12 or 18 Months. Minimum monthly payments required.

¹ Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

13.99% APR for 48 Months²

On qualifying in-store purchases made with your Synchrony Music & Sound credit card. Fixed monthly payments required for 48 months.

² Qualifying purchase amount must be on one receipt. Interest will be charged on the amount financed from the purchase date at a reduced 13.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.7321% of amount financed, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

Synchrony Preferred Customer at Heid Music

CLICK HERE TO APPLY

Heid Music Piano Financing

Special financing options for new and used acoustic and digital pianos

Promotion	Qualifying Instruments	Terms	Rate / APR
Yamaha Piano Financing Piano Credit Company \| May 1 – July 6, 2026	NEW Yamaha Acoustic Disklavier, Silent, TransAcoustic, AvantGrand, Clavinova, Arius	24 Month Fixed APR	0% APR for 24 Months View full terms
Yamaha Piano Financing Piano Credit Company \| May 1 – July 6, 2026	NEW Yamaha Acoustic Disklavier, Silent, TransAcoustic, AvantGrand, Clavinova, Arius	60 Month Fixed APR	9.99% APR for 60 Months View full terms
Keyboard Offers Synchrony Select Installment	New or Used Acoustic or Digital Piano — Minimum purchase $1,000 *No down payment required for instruments priced under $50,000 10% down payment required for instruments priced at $50,000 or more	Introductory Rate of 0% for the first 18 Months¹	0% Rate for first 18 months 22.90% Rate for remaining 42 months 10.79% APR
Keyboard Offers Synchrony Select Installment	New or Used Acoustic or Digital Piano — Minimum purchase $1,000 *No down payment required for instruments priced under $50,000 10% down payment required for instruments priced at $50,000 or more	60 Month Fixed APR²	8.99% APR for 60 months

Subject to credit approval. Minimum monthly payments required. See store for details.

Piano Financing — Offer Details

0% Introductory Rate for 18 Months Promotion

Promotion Details

Introductory Period: 0% Rate and reduced monthly payments for the first 18 months from account opening
After Introductory Period: 22.90% Rate and increased monthly payments will apply for the remaining 42 months
APR: 10.79% APR
Qualifying Purchases: New or used acoustic or digital pianos. Minimum Purchase is $1,000
Down Payment Requirements:
- *No down payment required for instruments priced under $50,000
- 10% down payment required for instruments priced at $50,000 or more

Payment Information

Introductory Period Monthly Payments: Reduced fixed monthly payments required. Reduced monthly payments will not pay off the purchase within the 18-month intro period.
After Introductory Period: Monthly payment amount and rate will increase for remaining 42 months.

¹ Example: A 60 month term with an amount financed of $10,000 and a 0% rate for the first 18 months and 22.90% rate for the remaining 42 months requires monthly payments of $166.67 for the first 18 months, and monthly payments of $244.23 for the remaining 42 months. APR of 10.79%. Program minimum amount financed is $1,000. Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank.

60 Month Loan at 8.99% APR

Promotion Details

Fixed APR: 8.99% APR for 60 months (5 years)
Payment Terms: Fixed monthly payments for 60 months designed to pay off your purchase in full. You may pay off your balance early without penalty.
Qualifying Purchases: New or used acoustic or digital pianos. Min Loan amount is $1,000
Down Payment Requirements:
- *No down payment required for instruments priced under $50,000
- 10% down payment required for instruments priced at $50,000 or more

² Example: A 60-month term of a $10,000 purchase and an 8.99% APR requires monthly payments of $207.54. Program minimum amount financed is $1,000. Subject to credit approval. Synchrony Pay Later installment loans are provided by Synchrony Bank.